Your numbers have answers. Ask the questions that matter.
Know why cash feels tight despite a healthy profit. Find the sales you need to break even. See what is changing, what it means, and what deserves your attention next.
Built for business owners, MSMEs, finance professionals and growth-stage startups.
A question from the owner
“We made a profit. Why is cash still tight?”
Reported profit is not the same as cash to spend. Check overdue payments, inventory build-up, loan repayments and owner withdrawals. These sample figures point to a question — not a proven cause.
Illustrative · solid: profit trend · dashed: cash trend
One intelligence layer.
Every financial decision.
FinMech is not a collection of calculators. It connects business data and financial engines, then turns the combined picture into explainable signals, priorities and next actions.
Business data
Sales, costs, cash, stock, dues and operating assumptions
Financial engines
Profit, costing, cash flow, break-even and unit economics
Financial intelligence
Connect the signals. Explain what matters. Prioritise.
Scenarios
Test pricing, costs, sales, collections and growth
Management action
Know what to investigate, change or monitor next
The engines calculate. The intelligence layer interprets. The owner decides.
Relevant intelligence for different businesses.
Choose your business type. The common financial foundation stays connected, while the questions and signals adapt to how you operate.
Traders
Stock movement, margins, cash tied in inventory, supplier dues and working capital.
OpenManufacturers
Product costing, capacity use, production efficiency, wastage and contribution.
OpenService businesses
Client profitability, utilisation, billing, receivables and people costs.
OpenProfessionals
For CAs, CFOs and advisors: fee realisation, client mix and financial insight.
OpenStartups
Unit economics, growth quality, burn, runway, funding gaps and scale-readiness.
OpenStart with stock, margins and working capital. See where cash is tied up and which products deserve attention.
Start with a business question.
Examples of the questions the intelligence layer can help investigate. They complement the business-specific view above.
Explore example questions business owners ask＋
Put in a few numbers. Get a clearer view.
Try the sample inputs or replace them with your own. This prototype shows the question-led experience and indicative calculations — it is not a complete accounting system.
Your business snapshot
EDIT INPUTSAll figures are illustrative unless you enter your own. Calculations use the monthly period shown.
Your cash & profit diagnosis
LIVE ANALYSISA first-pass view of the relationship between profit, working capital and cash.
What the numbers suggest
Your snapshot shows ₹1.20L cash alongside ₹60,000 monthly net profit. Receivables plus inventory less supplier dues are ₹7.10L — a working-capital indicator, not a full cash-flow calculation. Check collections, stock purchases, loan principal, capex, tax and owner withdrawals to find the real cash movements.
Decision support, not a substitute for reconciled accounts. Break-even assumes the entered variable-cost ratio holds and excludes product-mix, tax and financing changes unless included.
Not just a report. A path to a decision.
The financial engines do the arithmetic. The intelligence layer connects the results, explains the significance and helps you decide what to investigate or change.
Enter the essentials
Share a small set of business data — sales, costs, cash, dues and operating assumptions.
Connect the numbers
Financial engines calculate margins, break-even, working capital and key indicators consistently.
Explain what matters
Surface what looks healthy, what needs attention, how metrics relate and what might explain the pattern.
Choose your next move
Explore scenarios, compare options and turn insight into a practical business action.
Know what your numbers are telling you.
Make management decisions with more clarity — not just more spreadsheets.